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Financial Services

Comprehensive financial solutions for your needs

Financial Services

Micro Saving

Flexible savings products designed for low-income households. Members can open savings accounts with minimal balance requirements and earn competitive interest rates. Savings disciplines members and provides a safety net for emergencies.

• Compulsory Group Savings
• Voluntary Savings
• Fixed Deposit

Micro Loan

Access to credit for income-generating activities, education, housing improvements, and emergency needs. Loans are disbursed through group-based or individual lending methodologies with flexible repayment terms.

• Group Loans
• Individual Business Loans
• Agricultural Loans
• Education Loans

Micro Insurance

Affordable insurance products that protect members and their families against life risks, health emergencies, and asset losses. Offered in partnership with licensed insurance companies operating in Nepal.

• Life Insurance
• Health Insurance
• Asset Insurance

Remittance

Fast, secure, and low-cost domestic and international remittance services. Members can send and receive money through our branch network, enabling families to access funds quickly wherever they are.

• Domestic Remittance
• International Remittance
• Mobile Transfer

Leasing

Asset financing through leasing arrangements, enabling members to acquire productive assets (equipment, machinery, vehicles) without a large upfront capital outlay, with repayment structured over the asset's productive life.

• Equipment Leasing
• Vehicle Leasing
• Agricultural Equipment
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