Current interest rates effective from the latest fiscal year
Interest rates are subject to change as per Nepal Rastra Bank directives. Please contact your nearest branch for the most current rates.
| Loan Product | Minimum Rate | Maximum Rate | Remarks |
|---|---|---|---|
| Group Loan | 14.00% | 18.00% | |
| Micro Enterprise Loan | 12.00% | 16.00% | |
| Agricultural Loan | 10.00% | 14.00% | |
| Home Improvement Loan | 11.00% | 15.00% |
| Savings Product | Interest Rate | Remarks |
|---|---|---|
| Regular Savings | 5.00% - 7.00% | |
| Recurring Deposit | 7.00% - 9.00% |
| Tenure | Interest Rate | Remarks |
|---|---|---|
| 6 months | 9.00% - 9.50% | |
| 12 months | 10.00% - 11.00% | |
| 24 months | 11.00% - 12.00% |